Category: Home Prices

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Home Price Growth Slowed Down. That May Be Changing.

Written by Santa Rosa Beach Mortgage Syndicated User on July 30, 2026. Posted in Buying Tips, For Buyers, For Sellers, Home Prices, Mortgage Santa Rosa Beach, Santa Rosa Beach Mortgage, Selling Tips.

After more than a year of headlines talking about how home prices are going to crash, the latest data shows that price growth may be starting to pick back up again. And depending on whether you’re buying or selling, that shift means something different for you.The Numbers May Be Starting To TurnFor the past couple of years, home price growth has been moderating – cooling from around 7% in mid-2024, according to Redfin (see graph below). But look at the right side of that graph. The pace of that growth appears to have hit its low point and started to turn.While a couple months of data...

Selling a Luxury House? Here’s Why Now Is a Good Time

Written by Santa Rosa Beach Mortgage Syndicated User on July 30, 2026. Posted in Downsize, For Sellers, Home Prices, Luxury / Vacation, Mortgage Santa Rosa Beach, Santa Rosa Beach Mortgage, Selling Tips, Senior Market.

If you own a luxury house, you’re in a stronger spot than most sellers right now. While much of the market has cooled, the high-end tier hasn’t. Sale prices and buyer demand are both up. So if you’re considering selling, now could be a great time to make your move.Luxury Is Leading on PriceLet’s start with prices. But before we get into it – what actually counts as a luxury home? Generally, these are homes in the top 5% price range for the area, so it varies depending on where you live.But what’s interesting is that according to the latest data from Redfin, sale prices for...

What To Expect from the Housing Market in the Second Half of 2026

Written by Santa Rosa Beach Mortgage Syndicated User on July 15, 2026. Posted in Affordability, For Buyers, For Sellers, Forecasts, Home Prices, Mortgage Rates, Mortgage Santa Rosa Beach, Santa Rosa Beach Mortgage.

If the first half of this year has left you feeling stuck, you’re not the only one. Mortgage rates stayed higher than people wanted. Affordability remained tight. And uncertainty overseas added another layer of pressure nobody saw coming.That’s why so many people are asking the same question: Will the second half of the year be any better for the housing market?While nobody has a crystal ball, there are a few encouraging signs things could start moving in a better direction. Here’s what to watch.Mortgage Rates Could Be Near a Turning Point One of the biggest reasons...

The Housing Market Is Stronger Than You Think

Written by Santa Rosa Beach Mortgage Syndicated User on July 5, 2026. Posted in Equity, For Buyers, For Sellers, Foreclosures, Home Prices, Mortgage Rates, Mortgage Santa Rosa Beach, Santa Rosa Beach Mortgage.

You’ve probably heard plenty of doom and gloom about the housing market lately. High rates. Stretched budgets. Headlines that make buying or selling sound like a terrible idea. But the data tells a very different story. This isn’t 2020 or 2021. It was never going to be. Those were the “unicorn years” – historic low mortgage rates, bidding wars on everything, homes flying off the market in days. That kind of market was a once-in-a-generation anomaly, not a baseline. So, when people compare today to that, of course it looks rough.But compared to almost any other...

The 1 Factor That Explains Everything Happening with Home Prices Right Now

Written by Santa Rosa Beach Mortgage Syndicated User on June 30, 2026. Posted in Buying Tips, For Buyers, For Sellers, Home Prices, Inventory, Mortgage Santa Rosa Beach, Santa Rosa Beach Mortgage, Selling Tips.

You’ve probably heard that home prices are cooling off. And that’s true – nationally. But zoom in on individual markets across the country, and the picture looks completely different depending on where you are.Some areas are still seeing solid price growth. Others have gone flat. A few have actually dipped slightly negative. So, what’s causing all of that variation? It All Comes Down to InventoryHere’s the simple version:When there are more homes for sale, buyers have options.More options, means less competition.Less competition means sellers can’t push prices...

Think Home Prices Will Crash? Here’s What the Experts Actually Expect.

Written by Santa Rosa Beach Mortgage Syndicated User on June 23, 2026. Posted in For Buyers, Forecasts, Home Prices, Mortgage Santa Rosa Beach, Santa Rosa Beach Mortgage.

One of the biggest reasons buyers are still sitting on the sidelines is because they think home prices are going to come down.Some believe a crash is coming and they’ll get a better deal if they hold off.Others worry they’ll buy now and watch their home’s value fall later.And nobody wants to overpay or buy right before values drop. But here’s the question worth asking:What if the crash you’re waiting for isn’t actually coming?Because that’s what the latest data suggests.Experts Are Not Calling for a CrashIf you’ve spent any time online...

Is Late May the Best Time To List Your House?

Written by Santa Rosa Beach Mortgage Syndicated User on May 3, 2026. Posted in For Sellers, Home Prices, Mortgage Santa Rosa Beach, Santa Rosa Beach Mortgage, Selling Tips.

You may have heard April 12-18 was the “best week” to list your house. That’s based on a report from Realtor.com. But now that it’s passed, you may be wondering if you missed your moment.Here’s the good news – you didn’t. Because the reality is, there isn’t just one perfect week to sell your house this Spring. There’s a window. And right now, you’re still in it.Your Window To Sell Is Still Wide OpenHere’s why. Different organizations run studies like this every year. And they don’t always land on the exact same week. That’s okay. It’s because they’re using different research...

3 Things That Are Not Going To Happen in Today’s Housing Market

Written by Santa Rosa Beach Mortgage Syndicated User on April 24, 2026. Posted in For Buyers, Home Prices, Inventory, Mortgage Rates, Mortgage Santa Rosa Beach, Santa Rosa Beach Mortgage.

There’s a lot of uncertainty right now and that’s leading to some dramatic headlines. And if you’re thinking about buying a home, that can make you feel a little less sure about your decision.A recent study by CNBC asked homebuyers what they’re most worried about, and three themes kept coming up again and again:Mortgage ratesThe number of homes for saleHome pricesBut a lot of what you may be hearing on those is based more on misconceptions. Not facts. So, let’s break it down and separate fact from fiction.Misconception #1: “I’ll Just Wait, Because Mortgage Rates Are Going To Fall...

Don’t Let Home Prices Headlines Fool You

Written by Santa Rosa Beach Mortgage Syndicated User on April 2, 2026. Posted in For Buyers, For Sellers, Home Prices, Mortgage Santa Rosa Beach, Santa Rosa Beach Mortgage.

Spend about 5 minutes online searching for news about the housing market, and odds are you’ll see something pop up about home prices. You may even stumble onto social media influencers saying we’re headed for a crash. Let’s get you the context you need.The truth is prices are going to vary depending on where you live. But they’re not crashing.Here’s what you need to know.The Local Perspective: Home Price Trends by AreaThe biggest thing feeding into the confusion online is how different home price trends are by area right now. Take a look at this data from ResiClub and Zillow (see...

Are Home Prices Dropping? Here’s the Real Story.

Written by Santa Rosa Beach Mortgage Syndicated User on March 5, 2026. Posted in Equity, For Sellers, Home Prices, Mortgage Santa Rosa Beach, Santa Rosa Beach Mortgage.

You’ve probably seen posts on social media talking about how “home prices are falling.” And when you see something like that, it’s normal to wonder:Is this the start of a crash?What does this mean for my house?Let’s clear this up right away. This is not a crash. And your home is not suddenly losing a lot of value.The National Story – Prices Are Still Going UpHere’s what often gets left out of what you’re seeing online. While some markets are experiencing slight declines, they’re the minority. Most places are still seeing prices rise or at the very least, hold steady.That’s why, at the...