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Category: Santa Rosa Beach Mortgage

At Fidelity Home Group, we are Santa Rosa Beach mortgage experts! We offer more options, more transparency and a simpler way to find the right mortgage program for your unique situation.

Santa Rosa Beach starts the beginning of South Walton County as we know it today. It borders Sandestin Beach Resort to Highway 331 & from the Gulf of Mexico on the south, to the southern shores of the Choctawhatchee Bay.

Santa Rosa Beach [ zip code 32459 ] also includes the 30A Beach communities of Dune Allen, Blue Mountain Beach, Watercolor, Seaside, Seagrove Beach and Point Washington. Santa Rosa Beach Neighborhoods & Condos include: Gulf Place Caribbean, Gulf Place Cabanas, Sunrise Beach, Old Florida Beach, Calypso Pointe, Cessna Landing, Fairway Villas, Cypress Breeze Plantation, and Driftwood Estates.

TONIGHT! Gulf Place Wine Walk 5-7pm SoWal.com/Events #SouthWaltonFLHard to believe it’s already time for Third Thursday…

TONIGHT! Gulf Place Wine Walk 5-7pm SoWal.com/Events #SouthWaltonFLHard to believe it’s already time for Third Thursday Wine Walk at Gulfplace! Presented by The Merchants at Gulfplace, grab some friends & come on out for a grea…t time!!! Here are the details!! What: Wine Walk When: TONIGHT!! Date: 7/20/23 Time: 5:00-7:00pm Cost: $25pp Cash Only Pls Come Join the Fun, Live Music, Wine , Snacks, and Our Local Art!! ?????????

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Owning Your Home Helps You Build Wealth

You may have heard some people say it’s better to rent than buy a home right now. But, even today, there are lots of good reasons to become a homeowner. One of them is that owning a home is typically viewed as a good long-term investment that helps your net worth grow over time.Homeownership Builds Wealth Regardless of Income LevelYou may be surprised to learn homeowners across various income levels have a much higher net worth than renters who make the same amount. Data from First American helps illustrate this point (see graph below):What makes wealth so much higher for homeowners? A...

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The Bay ?Enjoy the day at The Bay! 11AM-9:30PM, Happy Hour 3PM-5PM Daily ~ Grilled Chicken Sandwich ~ Lemon-zest-and-g…

The Bay ?Enjoy the day at The Bay! 11AM-9:30PM, Happy Hour 3PM-5PM Daily ~ Grilled Chicken Sandwich ~ Lemon-zest-and-garlic-marinated chicken breast topped with bacon, …roasted poblano peppers, caramelized onion and fontina cheese ? @savorpcb on instagram

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Explaining Today’s Mortgage Rates

If you’re following mortgage rates because you know they impact your borrowing costs, you may be wondering what the future holds for them. Unfortunately, there’s no easy way to answer that question because mortgage rates are notoriously hard to forecast.  But, there’s one thing that’s historically a good indicator of what’ll happen with rates, and that’s the relationship between the 30-Year Mortgage Rate and the 10-Year Treasury Yield. Here’s a graph showing those two metrics since Freddie Mac started keeping mortgage rate records in 1972:As the graph shows, historically, the average spread...

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Homebuyers Are Getting Used to the New Normal

Before you decide to sell your house, it’s important to know what you can expect in the current housing market. One positive trend right now is homebuyers are adapting to today’s mortgage rates and getting used to them as the new normal.To better understand what’s been happening with mortgage rates lately, the graph below shows the trend for the 30-year fixed mortgage rate from Freddie Mac since last October. As you can see, rates have been between 6% and 7% pretty consistently for the past nine months:According to Lawrence Yun, Chief Economist at the National Association of Realtors...

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